Have you heard of Credit Karma?
Credit Karma is a free app that you can download https://www.creditkarma.com/advice/i/credit-karma-app on your phone. It has been around since 2007 and works directly with TransUnion and Equifax; 2 of the 3 major credit bureaus. When you sign up for Credit Karma, you will need to enter some private information including your social security number. Credit Karma needs this information to correctly access your credit history.
What is a credit score?
A credit score is a three digit number that reflects how timely you repay debt. When looking at your credit score, you will see the range between 300-850. Anything below 580 is considered poor credit, 580-669 is fair, 670-739 is good, 740-799 is very good and anything above 799 is deemed exceptional. As a result of good credit, you will be more likely to get approved for loans, credit cards, property, etc.
Optimize Credit Karma to your benefit. You can login daily, weekly, or monthly depending on your preference to keep your account health in check. Therefore, you can keep accurate tabs on your credit and dispute any inaccuracies as they comes. Another huge benefit to Credit Karma is that you can see when your information has been updated and when the next update will take place.
Ultimately, Credit Karma is a free app that you can access from anywhere on your mobile device. Having this app on your phone can help you keep your credit history in check and allow for positive financial growth.